Investment Management for Individuals & Families

You’ve worked hard to build your wealth. Give it a clear direction. 

Backlit Silhouette of a family in the sunset

Your portfolio should reflect the life it supports 

You deserve to understand how your portfolio fits together, the risks you are taking, and the reasoning behind the decisions.

Perhaps you are building wealth during your peak earning years, preparing to retire, or already relying on your investments for income. You may be managing an inheritance or considering what you want to leave to the next generation. 

Whatever your circumstances, your investments should work toward a defined purpose. 

Yet over time, accounts accumulate, holdings overlap, and decisions made years ago can become disconnected from your needs today. Market headlines add urgency without necessarily adding clarity. 


Investment experience with a broader financial perspective 

Our founder and Chief Investment Officer, Adam Zuercher, began his career in 1999 at a regional CPA firm, helping the partners build a financial planning department and launch a registered investment advisory practice. While there, he earned his CPA and CFP® designations. 

He subsequently spent more than two decades building and leading an independent investment advisory firm before managing public equity and fixed-income portfolios for a single-family office. 

His experience includes managing portfolios through the dot-com downturn, the global financial crisis, the COVID crash, and the 2022 bear market.

That background shapes how FortyOne serves individuals and families today: with attention to investment opportunities, respect for risk, and an understanding that portfolio decisions affect a much broader financial life. 

Manage your investments around what matters to you

Pursue long-term growth

Your future goals require a thoughtful approach to investing. We consider your time horizon, willingness to accept risk, and financial capacity to withstand market declines when constructing your portfolio. Our flagship strategy, FortyOne U.S. Equity, combines fundamental research, technical analysis, and active risk management in pursuit of long-term growth. 

Prepare for retirement income and other spending needs

Your portfolio may need to support retirement, a major purchase, family commitments, or other planned expenses. We consider those needs when determining the role of equities, fixed income, and cash. We balance near-term commitments with long-term opportunities. 

Give taxes a place in investment decisions

What you keep matters. In taxable accounts, we consider existing gains, cost basis, holding periods, and opportunities for tax-loss harvesting when appropriate. We evaluate how to transition existing holdings thoughtfully, weighing tax consequences alongside investment objectives and risk. Where helpful, we coordinate with your tax professional. 

Keep your family’s longer-term goals in view

Your wealth may serve more than one generation. We seek to understand your intentions for family support, charitable giving, and the future. Where appropriate, we coordinate with your legal and tax professionals so the investment approach reflects those priorities. 


Manage your complete portfolio. Or choose a dedicated U.S. equity allocation.  

You may want FortyOne to take responsibility for your complete investment portfolio. Or you may be seeking a dedicated manager for the U.S. equity portion of a broader portfolio. 

We can provide either relationship. 

For complete portfolios, we bring U.S. equities, fixed income, complementary international investments, and cash together around your objectives. Across the accounts we manage, we consider how holdings work together, where risks overlap, and what liquidity your circumstances require. 

For a dedicated equity allocation, FortyOne U.S. Equity provides professional management through a separately managed account, giving you direct ownership of the individual securities. 


Understand the process behind your portfolio 

Fundamental research informs what we own. Technical analysis informs when we act. Your objectives give the work its direction. 

We evaluate investment opportunities, construct portfolios with purpose, and monitor holdings and market conditions over time. We remain willing to adjust when the evidence changes. You should understand how we invest and feel comfortable with the discipline guiding decisions.

Personal service. Clear communication. Consistent follow-through. A clear path to working together.

A strong relationship includes clear expectations, responsive service, and attention to the details.
Our team takes time to understand your priorities and explain meaningful investment decisions.
As your circumstances change, we revisit what those changes mean for your portfolio.
You should feel comfortable asking questions and confident that the
people managing your wealth understand what matters to you.


1. Start a conversation

Tell us about your goals, current investments, and what you would like from an investment partner. 

2. Review the fit

We discuss your needs, evaluate your portfolio, and explain our proposed approach, fees, and expectations for the relationship. 

3. Move forward with a plan

If we agree to work together, we guide you through onboarding and a thoughtful transition into ongoing portfolio management. 

Questions about working with 41

Yes. FortyOne Asset Management can manage your complete investment portfolio, combining U.S. equities, fixed income, complementary international investments, and cash where appropriate. We coordinate the accounts we manage around your investment objectives, risk tolerance, tax circumstances, and liquidity needs. 

Yes. FortyOne is based in Naples, Florida, and serves clients nationwide. We use virtual meetings and digital account tools to support relationships regardless of location. 

FortyOne typically serves individuals and families with $1 million or more in investable assets. An introductory conversation helps us determine whether your needs and our approach are a fit.

Not necessarily. We review your holdings, unrealized gains and losses, and overall portfolio before recommending a transition. Some investments may be retained; others may be reduced or sold. The approach depends on your objectives, tax circumstances, and the risks involved. 

Let’s talk about what your wealth makes possible 

A conversation is the first step toward finding the right investment partner.
We can begin with where you are today and what you want your wealth to accomplish.